Privacy Policy
Last Updated: November 15, 2023
Xirugi Wavela ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance education platform.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when registering on our platform, expressing an interest in obtaining information about us or our products and services, or otherwise contacting us. The personal information we collect may include:
- Name and contact information (email address, phone number, mailing address)
- Account credentials (username and password)
- Financial information (income, expenses, financial goals - only what you choose to share)
- Demographic information (age, gender, location)
- Payment information (credit card details, billing address)
Automatically Collected Information
When you access our platform, we may automatically collect certain information about your device and usage, including:
- Device information (IP address, browser type, operating system)
- Usage data (pages visited, features used, time spent on platform)
- Cookies and similar tracking technologies
How We Use Your Information
We use the information we collect for various purposes, including to:
- Provide, operate, and maintain our platform
- Create and manage your account
- Process your transactions and send related information
- Personalize your experience and deliver content relevant to your interests
- Send administrative information, such as updates, security alerts, and support messages
- Respond to your comments, questions, and requests
- Develop new products, services, features, and functionality
- Analyze and improve our platform and marketing efforts
- Protect against fraudulent or illegal activity
Disclosure of Your Information
We may share your personal information in the following situations:
- With service providers who perform services on our behalf
- With financial institutions for payment processing
- To comply with legal obligations or protect our rights
- In connection with a business transfer, such as a merger or acquisition
- With your consent or at your direction
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Your Rights
Depending on your location, you may have certain rights regarding your personal information, such as:
- Accessing, updating, or deleting your information
- Objecting to or restricting processing of your information
- Data portability
- Withdrawing consent
To exercise these rights, please contact us using the information provided below.
Children's Privacy
Our platform is not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Xirugi Wavela
123 Financial District
Toronto, ON M5X 1A9, Canada
Email: privacy@xirugi-wavela.sbs
Phone: +1 4371589245